Injury Lawyer Boynton Beach and Injury Lawyer Pompano Beach

At Drucker law offices, our accident lawyer in Boca Raton (also, Miami injury attorney, North Miami accident attorney, Pembroke Pines injury lawyer, Miramar injury attorney, Plantation attorney, Tamarac accident attorney, Coral Springs lawyer, Fort Lauderdale injury lawyer), we help our clients who have been in a crash. This very possibly may be one of the most common questions that we get here at our injury attorney and accident lawyer law office.



If someone purchases the minimum insurance required by Florida law, they would only purchase personal injury protection or PIP coverage which pays for their medical bills and wages and property damage liability which pays for the other person’s car when they are at fault. Bodily injury liaiblity, which is the insurance that pays for the other person’s injuries, generally is not required. Thus, when you are in an accident where the other driver who is at fault purchases the minimum coverage, they will not have bodily injury insurance to pay for your injuries. If you have uninsured motorist coverage, then your own insurance will pay you for your injuries (pain and suffering, owing medical bills and wages, and so forth). But if you do not, you may not have a "case." I am putting case in quotes as you clearly will have a case to sue the other person for money in a court of law; however, practically speaking you may not have a case as if that person is not worth suing in court, then your chances of recovering money after court is minimal and thus you may not have a case from a practical standpoint.



Oftentimes, my clients advise that yes the other person has "insurance" as his insurance company fixed their car; however, as described above the minimum insurance has insurance to fix your car but no necessarily to pay for your injuries.



How can you sue someone and never collect? If you go to court, seveal things can happen. First, if the person is in very poor financial shape, they could possibly file for Bankruptcy and if the Bankruptcy was successful, the case would end right there and this debt could be discharged. If not, the case would proceed forweard. If we assume that the case is won, then a judgment would be entered against the at fault, uninsured driver. However, the judgement is a piece of paper which entitles you to the money but the money would have to be collected. If the uninsured person does not have the money to pay, you may never be able to collect the judgment. This is called being "judgment proof" in other words the person who you are suing may never have the money to pay the judgment.



Certainly, this point explains the importance of having uninsured motorist coverage!



In these difficult economic times many drivers in Florida are purchasing only the "minimum coverage" and thus do not have bodily injury coverage. Consequently, these times are more important than every to have uninsured motorist coverage if you can afford it.



A lot of times there is much information that we can tell about the other driver who does not have the bodily injury coverage. We can see what type of car they were driving. The police report is going to show where they live and we can determine whether they are living in a million dollar home or in an inexpensive apartment. In certain situations we can run "asset searches" which cannot tell everything but give a general ideal of someone’s financial picture.



At Drucker Law Offices, we investigate the insurance coverage of the other vehicles and of the other drivers to determine whether there is bodily injury coverage. We also investigate your police and any resident relatives in your household to determine whether they apply to you.



Every case is different and should be judged on the facts of each case.



If you or a loved one has been in an accident, please call the accident lawyer and personal injury attorney at Drucker Law Offices for a free consultation. Our phone number is 561-483-9199 and we only charge fees or costs if we recover money for you. We offer these consultations in our Boca Raton principal office or in our satellite offices in Miami, Coral Springs, Boynton Beach or West Palm Beach.



Do you need legal experts, get service of Boynton Beach Injury Lawyer. For additional information about accident cases contact Pompano Beach Injury Lawyer



Office Locations:

Drucker Law Offices

1325 S Congress Ave # 200

Boynton Beach, FL 33425

(561) 265-1976



Drucker Law Offices

7777 Glades Road

Suite 210

Boca Raton FL, 33434

(561) 483-9199



Drucker Law Offices

5421 N. University Drive

Suite 102

Coral Springs FL, 33067

(954) 755-2120



Drucker Law Offices

1401 NW 17 Avenue

Miami FL 33125

(305) 981-1561



Drucker Law Offices

500 S. Australian Avenue

Suite 600

West Palm Beach FL 33401

(561) 686-7070